The PeopleZ  pHactor 

Mineral Supplement is “a rich source of bioavailable
Fulvic and Humic base of micro and macro minerals and amino acids.”

This product is a full spectrum, complete organic source of plant derived, pH balanced
energy minerals, trace elements and amino acids. The base of Mineral pHactor™ is
pH BALM™, a pH balanced Bio Available Living Mineral (BALM) complex that is
cultivated in New Mexico from the richest deposits of humate ever located. Humate is
the natural decomposition of pre-historic plant matter. Plants go through 4 stages of
decomposition. The first is compost, the second phase is humas, the third stage is
humate, and given enough time, pressure and heat will eventually turn into coal.
Humate does not have the petroleum properties of coal but possesses an extremely
rich source of Humic and Fulvic minerals. Very few minerals found in the soil are
stable as free electrolytes. Humic and Fulvic acid are acids that are formed when
humate is hydrated. Humic and Fulvic have been studied for years and are believed to
increase absorption and cell permeability in plants and animals and have been labeled
as the “fountain of youth” because of their hydration properties. The PeopleZ™
Mineral pHactor™ Mineral Supplement consists of free electrolytes and amino acids in
their natural full spectrum state and are readily available and highly absorbable by the
intestinal cells.

As a result of the delivery properties of Humic and Fulvic, PeopleZhealth™ have
created a custom proprietary blend formulated with naturally occurring minerals as
well as the “Green Super Foods” Chlorella and Magnolia Bark extract.

People Helping People would like to enable everyone in obtaining a healthier life style.
PeopleZhealth™ makes NO functional claims but will educate it’s customers on the
benefits of a healthy immune system. PeopleZhealth™ believes everyone’s innate
immune system will serve it’s intended purpose by supplying the body with a source of
complete nutrition. PeopleZhealth™ has produced Mineral pHactor™ with the highest
quality of ingredients available in the world today, to provide a product that both you
and your family will love.

    Chlorella is a“green super food”.                                                                  

This single-celled algae cultivated in fresh waternponds has the highest percentages of chlorophyll per gram than any other plant known to man. Chlorophyll cells are nearly identical to Hemoglobin, the protein in our red blood
cells which binds with oxygen and give blood it’s bright red color. The only difference is
that Chlorophyll has a magnesium molecule center and hemoglobin has an iron center.
Chlorophyll has been shown to be effective in the production of red blood cells and
helps carry oxygen throughout the cardio vascular system and the brain.

Chlorella is often referred to as “Brain Food”.

Chlorella has proven to be a powerful detoxification aid for heavy metals and other
pesticides. Numerous research projects in the U.S. and Europe indicate that chlorella
can also aid the body in breaking down persistent hydrocarbon and metallic toxins such
as mercury, cadmium and lead, DDT and PCB while boosting the immune system
response. In Japan, interest in chlorella has focused largely on its detoxifying
properties.  Chlorella has been found to increase the activity of macrophages and T-cells by
increasing interferon levels thus enhancing the immune system’s ability to combat
foreign invaders whether they are viruses, bacteria, chemicals or foreign proteins.
Mineral depleted soils and poor western diets consisting of junk food, over cooked,
processed sugars and fast foods including soft drinks which range in pH around 2.7
result in most of us not being pH balanced. This is an important FACT, because disease
starts, lives and thrives in an acidic environment and cannot survive in an alkaline
environment.

Chlorella has gained much popularity for its ability to assist in balancing the pH of the
body fluids at a cellular level. Many people suffering from chronic bad breath are
surprised that it is often eliminated in part as a result of Chlorella’s high chlorophyll
content and natural digestive enzymes.
Magnolia bark extract from the bark of a Magnolia plant has been used in traditional
Chinese medicine for hundreds of years and is recognized worldwide for its medicinal
properties. Magnolia bark extract is helpful in alleviating a variety of conditions and
symptoms; upset stomach, allergic reactions, impaired breathing as well as aiding
weight loss and diminishing halitosis. Magnolia bark extract has been utilized
extensively for its stress and anxiety relieving properties and is currently being sourced
for future formulations in children’s chewing gum products and gum health.

Richard Simpson    770-623-6341 Desk /   404-788-4420 Cell

rsimpson05@bellsouth.net    People Helping People info  

Click on this link to see video  or Listen to a 4 minute call at 646-222-0327 

Check out my web site   http://www.teamgg.com/peoplez.html

People Helping People Presentation

People Helping People 

How much should my closing costs be?
Your closing costs depend on the type of loan you decide is best for you. If you meet the profile of a non-risk borrower, you normally pay the following amounts depending on your home state.

* Origination: 1% of the loan amount
* Discount: $0, unless you decide to “buy” the rate down (refer to FAQ #2)
* Appraisal: $325-$350 depending on the house size
* Credit Report: $65 for a full 3 bureau credit report (refer to FAQ #4)
* Underwriting: $350 payment to the end investor for services provided
* Lender: $250 payment to the lender for services provided
* Flood Certification: $25 certification that your property is not in the 100 yr. flood zone.
* Title Charge: $450 payment to the title company for closing your loan
* Title Policy: 1% of purchase price depending on the state (the seller normally pays)
* Recording: $200 payment for filing fees depending on the state

As you can see there are many fees associated with purchasing or refinancing a home. Many of these costs are third party charges and cannot be negotiated by you or the lender. However, often times the lender will pay some of these fees for you in exchange for a slightly higher interest rate.